Benefits are an integral part of a total compensation package. Like most responsible benefit managers, you want to offer a competitive benefit plan while meeting cost objectives. Cairnstone Financial Group can help you accomplish both by designing custom plans that meet employee and employer needs.
We understand each employee population is unique. Together, we develop long-term strategies that focus on your employees’ physical and financial well-being. This strategic plan puts you on the right path to realizing efficiencies, cost savings, and compliance. And at the same time, your employees receive quality benefits and feel empowered to make meaningful life changes.
Customization of Benefits
Customized benefit plans drive employee engagement and empower participants to better manage their health and well-being. We use sophisticated technologies like claims analytics and predictive modeling as well as traditional tools like bench-marking and employee surveys to gain insights on your employee and retiree populations.
Equipped with this information, we create a comprehensive plan that aligns with both your employees’ needs and your business goals, while making the best use of your resources. With our integrated wellness programs, grounded in education and behavioral science, you will have a competitive benefit package that improves your population’s health and encourages healthy behaviors.
We draw from an extensive menu of core competencies and combine elements to construct a tailored plan to meet the requirements of your employee and retiree populations.
Through national carrier relationships we offer coverage for:
- Medical Insurance
- Dental Insurance
- Disability (short term)
- Disability (long term)
- Life Insurance
- Long Term Care
We also offer voluntary benefits through national carriers, including:
- Life Insurance
- Critical Illness
- Limited Medical
- Concierge Services
- Legal Assistance
- Identity Theft Protection
Ongoing Involvement and Administration
Cairnstone does not design a benefit plan and step aside. We work alongside you, creating a three-year goal and fine tuning your plan as we identify health risk factors and develop wellness activities to encourage and reward healthy behaviors. Continuously pursuing compliance management, we gather and review data from our robust health analytics system every month, apply this knowledge, and make adjustments.
And, as a high-touch organization, we help you address HR requirements, implement initiatives, and interact with your employees. We stay connected and involved with a dedicated service representative who knows you and your employees well. Cairnstone is your total benefits partner. Contact Us.